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from financial engineering

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Backing entrepreneurs
shaping the future of finance

Why Fintech

Money is a language. It’s no more than a linguistic abstraction we use to communicate value to each other.

Until recently, money was a complex language only spoken by a selected few. The finance industry particularly was very exclusive, and most efforts were focused on engineering finance in a way that benefited mostly the ones that studied the language.

The internet has profoundly revolutionized this. Money is now a language one can learn in just a few clicks. Finance is deeply embedded in the fabrics of society, across all classes. For the first time in the history of mankind.

Robinhood enabled the first commission-free trade of many young investors. Chipper Cash empowered the first mobile money transfer between unbanked individuals. Angellist enabled the first investment in a startup entirely online.

Finance is not just about purchasing mutual funds or structuring Lombard facilities anymore; finance is now about API calls from Morgan Stanley to Stripe that automatically enable customers to open a bank account when opening a Shopify store. Finance is about data driven and automated investment decisions after a quick machine learning analysis of a balance sheet. Finance is about communicating value across the world in a split of a second.

While we started seeing glimpses of the value financial innovation can bring, we believe the market to be ripe with opportunities. Themes such as generational shifts, changes in long outdated regulations, financial inclusion will act as significant tailwinds in the push for further financial innovation.

The digital transformation of money has just started.

We are excited to back entrepreneurs creating tools bringing finance up to modern times, for a world with less financial engineering and more financial innovation.

We are equally excited to leverage off these innovations such as investment platform to widen our reach, regardless of company location.

Strategy

We combine traditional venture capital investments with an innovative and proprietary strategy of digital investments.

Traditional investments

All investment opportunities are sourced through our own network of Angels, Family Offices and VCs across 5 continents. We co-invest and never lead a round.

Digital investments

We leverage certain digital investment platforms reserved for professional investors to have increased access to global investment opportunities. We use proprietary strategies to assess and deploy capital in the most promising opportunities.

Interests

AI/ML

AI/ML

Predictive analytics for credit and investment decisions, risk management solutions, quantitative trading and personalized banking and financial advice.

Open banking

Open banking

Technologies enabling to tap into a bank technology infrastructure to read data or execute commands. Strong interest in banking-as- a-service platforms.

Embedded Finance

Embedded Finance

Platforms facilitating the embedment of financial services and solutions into products in other categories.

Digital identity

Digital identity

Firms developing portable, interoperable and secure identity for KYC and AML compliance. Strong interest in zero knowledge proof protocols.

Digital investment platforms

Digital investment platforms

Platforms enabling capital formation entirely online. Strong interest in alternative financing instruments i.e. revenue participation notes.

Digital wallets

Digital wallets

Solutions enabling consumers to transact and store value without a with a focus on emerging economies not tied to legacy systems.

ISAS

ISAS

Innovative financing mechanism providing an alternative to traditional debt instrument to fund one’s education.

Other big ideas

Other big ideas

Beyond the above themes, we are interested to partner with founders who are solving compelling problems using new technologies.

Palantir
Noah
Mati
Chipper
Piech
Fligoo
Kraken
ClearBanc
Nubank

Clients & Partners

Client and partner logos

Mailing list

Contact us

info@armyn.capital

+852 3693 3569

4/F, Wai Lam House, 12 Lan Kwai Fong, Central, Hong Kong